While nobody wants to think that one day they may become incapacitated, it is still a possibility that needs to be planned for. Mental incapacity can be caused by an injury or illness, leaving you unable to make informed decisions about your health, future, and finances. In this post, you will learn about estate and trust planning, and why it is essential. What Happens Without an Incapacity Plan? Incapacity can be temporary or permanent. During this time, you will be unable to conduct business. You may think, But I have a will. While having a will is important, it can only deal with what happens after you die. If you become incapacitated without a formal plan in place, a probate court will decide who assumes the responsibility for your health and finances. Before incapacitation, you may have an idea of who you want to manage your assets- a partner, child, sibling, or friend- but the court will not know this and have to make an independent decision. This asset manager will be in